Built to Improve Credit Decisions, Reduce Fraud, and Scale Compliance
From FinTech startups and digital lenders to NBFCs, banks, and embedded finance platforms, AGIX builds AI systems that accelerate underwriting, reduce default risk, automate compliance, and strengthen customer trust — with explainable decisions.
Takes ~30 seconds. Get a personalized recommendation for your lending platform.
Customer expectations, fraud complexity, and regulatory pressure are all rising. Here's what's driving the shift to AI.
67%
Expect instant loan decisions
$42B
Annual fraud losses globally
78%
Want 24/7 digital support
45%
Abandon slow onboarding
FinTech doesn't fail because of lack of capital. It fails when risk, compliance, and decision-making don't scale together.
Loan decisions take days instead of minutes. Underwriters manually review similar cases repeatedly while applicants drop off mid-process.
Static rule engines can't keep pace with evolving fraud tactics. By the time you update rules, fraudsters have already moved on.
Manual compliance checks and disconnected audit trails create bottlenecks. Regulatory reviews drain time and focus from core operations.
Modern customers expect instant decisions. Every hour of delay increases the chance they'll complete their loan with a competitor.
Regulators demand explainable AI. Black-box models create audit nightmares and compliance risks that slow adoption.
Traditional credit scoring excludes millions of creditworthy customers. Alternative data could unlock new revenue streams.
Instead of just reading, you can use interactive tools to understand your exact situation — and walk away with a complete AI roadmap, cost estimate, and implementation timeline.
Pinpoint default & fraud triggers
Role-specific recommendations
Transparent pricing by scale
Realistic deployment schedules
Know your next step
Use the tools below to get a complete AI recommendation — system, cost, timeline, and next steps — before ever talking to anyone.
These tools help you evaluate AI adoption before involving compliance teams.
Understand how slow approvals, fraud, and weak risk models impact revenue and portfolio health
Lost Applications (Slow Approvals)
250 apps
Lost Revenue (Drop-offs)
$375,000/mo
Fraud Losses
$750,000/mo
Default / NPA Losses
$937,500/mo
Total Annual Leakage
$24,750,000
Potential Annual Savings with AI:
$9,900,000
Based on 40% improvement with AI systems
Evaluate AI adoption readiness before involving compliance teams
Whether you process hundreds or millions of loans, the bottlenecks are similar — only the exposure changes. Find your organization type below.
FinTech Startup
Digital Lender
NBFC / Micro-lender
Bank / Credit Union
BNPL / Embedded Finance
Enterprise Finance
FinTech and lending platforms rarely fail suddenly. They fail silently — through slow approvals, mispriced risk, rising fraud, compliance fatigue, and loss of customer trust.
Digital lenders, NBFCs, SME & consumer lending platforms
Traditional underwriting relies on manual judgment layered over static rules, which doesn't scale with volume.
Faster Approvals with Consistent Risk Logic
Timeline
6-8 weeks
Investment Range
$10K - $18K - $18K - $25K
Expected Impact
60-80% faster approvals, consistent risk logic across all applications
You don't need to automate everything. Start with the highest-risk decision points.
FinTech Startup / Digital Lender
Speed first, then conversion, then fraud
BNPL / Consumer Credit Platform
Risk segmentation, fraud, then collections
NBFC / Regulated Lender
Underwriting, compliance, then intelligence
Bank / Enterprise Lender
Compliance first, then risk, then visibility
AI must withstand audits — not just demos.
AGIX builds governed, auditable AI systems for regulated finance. We design decision systems that regulators, auditors, and customers can trust.
Clear Answers Before You Commit Capital, Risk & Compliance
Built for Risk, Compliance & Scale — No sales pressure. We recommend what is compliant, explainable, and realistic.
No sales pressure. We recommend what is compliant, explainable, and realistic.
Built for Risk, Compliance & Scale
Whether you're a FinTech startup, digital lender, NBFC, or bank, AGIX helps you choose safe, high-impact AI entry points, avoid black-box risk, and scale decisions responsibly.
AGIX Technologies is an AI-first systems engineering company focused on building governed, explainable, and audit-ready AI systems for FinTech and lending. We don't chase shortcuts. We design AI systems that survive audits, scale responsibly, and earn long-term trust.
"In FinTech, trust is the real currency. AI succeeds only when it strengthens trust — with customers, regulators, and internal teams alike."